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Methods to Check CIBIL score for free

cibil score
cibil score

The term CIBIL seems to be very complicated, but in reality, it is more like a detailed description of your finance-related status for the banks and other related authorities. The CIBIL stands for Credit Information Bureau (India) Limited. If you are looking for ways by which you can get loans easily at lower interest rates, then this CIBIL score can be a determining factor for you. It is basically four credit information companies that the Reserve Bank of India regulates. Experian, Equifax and Highmark are the other three companies licensed by the RBI to work as credit information companies. 

Here in this article, we have mentioned some of the best ways to help you credit score checking for free. 

  • Paisabazaar

Paisabazaar is one of the best sites where you can check your CIBIL score for free. They also have an application that makes work easy. You can also get a PDF report of the food credit score checking file. You can check the CIBIL score every month easily with the application. In addition, the application provides an option for keeping a record of your credit scores. 

  • Paytm app

You can find the “Featured” and “Loans” sections in the application. Paytm provides more options where the users can even apply for loans. To use Paytm, you will have to sign up with all your basic information. Once done, you can check the credit scores and the CIBIL score on the application itself. However, you won’t get any reports in PDF formats. You can’t even take a screenshot of any page on the application, which complicates the application. Hence if you want to share your CIBIL report, you can do it using the application.

  • WishFin

If you are using WishFin, then you can get the CIBIL score quite easily, but on the other hand, you won’t be able to get the screenshots and the PDF report. The platform is very secure and has the same feature as the Paytm app. But if you use the Windows conversion of the platform, then you might take screenshots and share the report. Hence, it is a good platform to use. 

  • Deal4loans

Deal 4 Loans is another platform that can be used to get the CIBIL score. Open the website and navigate to reach the CIBIL homepage. They will ask you for some basic details and will require you to fill in the authentic information related to your bank and more. Once you have completed the procedure, you will automatically see the result page. The platform will only show the full report when you verify your mobile number out there. You can view the full report after the process is done, but you won’t be able to download it. 

  • Bajaj Finserv

They only give the CIBIL score but not the entire report. If you want the full report, then you can get the report at a rate of Rs.199. They will give premium quality features with the package. You will get other applications and platforms that can give reports easily, but Bajaj Finserv is great with providing detailed reports. 

  • India Lends

The platform is not being used frequently these days, but it is still a great spot to get credit reports. You can check the CIBIL score on the platform, but you cannot download it. However, this website is faster than all the above mentioned. You will get free access to the CIBIL reports in no time. You will get SMS notification features with this platform. You will have to sign up and register with India Lends to get this feature. 


We have mentioned some of the best easy mentors above in the article, by which you can check your CIBIL score easily. Most of the methods listed above will enable you to check CIBIL score by pan card easily. We hope the article helped you. 

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