Credit cards are one of the integral parts of any payment exchange. People often realize that credit cards come with various benefits. These benefits are unique. One can sort credit cards based on these unique benefits. If you are looking for the best credit card in India for 2022, you are in the right place. You will get the information about the best credit card in the following categories.
Cashback credit card
If you are an avid shopper, the cashback credit card will help you in various ways. Apart from spending money on your shopping, you can receive cashback on each transaction you make. In this category, the best credit card in India happens to be:
- YES Prosperity Cashback credit card comes with a joining fee of Rs.999.
- Bajaj Finserv RBL Bank Shop Smart SuperCard with a joining fee of Rs. 499 + GST
Rewards credit card
Everyone loves to receive rewards, and especially when you are getting them from your credit card, it would be difficult for you to contain your happiness. The best credit card in this range is:
- Axis Bank Pride Signature Credit Card with no joining fees
- Bajaj Finserv RBL Bank SuperCard
Fuel credit card
With the rising price of petrol and diesel, it would be best to receive some discounts on the fuel. If you choose the best fuel credit card, it can help you a lot. The best fuel credit card happens to be:
- Axis Bank Pride Signature Credit Card
- Bank of Baroda Prime Credit Card
Travel credit card
Whether domestic or international, travelling can be an expensive affair. It is best when your credit card helps you keep your expenses to a minimum with rewards and cashback on every spend. The best travel credit card includes:
- Bajaj Finserv RBL Bank World Plus SuperCard
- American Express Platinum Travel Credit Card
Business credit card
The two best business credit card includes:
- Kotak Corporate Gold Credit Card with no joining fees.
- HDFC Infinia Credit Card has a joining fee of Rs.12,500
Apart from that, other kinds of credit cards are categorized based on lenders. The joining fees for credit cards can differ from one lender to another. While applying for a credit card, make sure that you choose the one that fulfils your core need and can present you with numerous benefits. You must also know how to apply for a credit card to provide financial help during your emergency.
It is suggested to visit the lender’s website where you intend to get the credit card. You will have to fill up their credit card application form by clicking the apply now option. Once you fill in the necessary and correct details, you can apply for a credit card. This process would help you to take the application process further. You also need to present various documents to help you get your credit card easily. Make sure that you keep on checking the approval status of your credit card to get the information and knowledge of your credit card regularly.